HSBC Basic Home Loans
We have a loan that fits your needs, so you can buy the property you deserve. If you've been wanting to move into a place you can call your own, make the most of our latest offer.
Benefits
- Loan to value up to 80%
- Competitive APR for resident customers1
- Repayment period up to 25 years
- Transfer your existing Home Loan, or apply for a new one
- Loan Amount: up to BHD 400,000
- InsuranceAdequate life and property insurance coverage is a vital requirement to take advantage of home loans from HSBC. We will assist you by referring you to reputable insurance companies in Bahrain
- Loan Period: max loan tenure up to 300 months
- Fixed equal monthly instalments (EMI)By auto-debit from your account
- Debt consolidation of all liabilities
- Equity release against existing property
- Prepayment Charge0.75% of the amount paid or BHD 200, whichever is lower
Things you should know
For fees and charges, please refer to:
Eligibility
- You must be a resident of Bahrain aged between 21 and 60 years
- You must make a minimum down payment of 30% of the value of the property
- You need not have had a previous banking relationship with HSBC at the time of application, but you will be required to open an account if the loan is approved
- Your salary must be mandated into your nominated account with HSBC
- You must be employed by one of the government, semi-government, or private companies included in our Approved List of Employers
Apply
Start the process with just a phone call.
Or call 17 569 999 (within Bahrain) or +973 17 569 999 (outside Bahrain).
Visit a branch
Locate your nearest branch and visit us to discuss your application.
Related products
HSBC Advance Home Loan
Take advantage of preferential rates and benefits as an HSBC Advance client.
HSBC Premier Home Loan
Get preferential interest rates on your home loans plus all the benefits of HSBC Premier.