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Basic Home Loans

Move into a home you can call your own with a Home Loan that’s right for you

HSBC Basic Home Loans

We have a loan that fits your needs, so you can buy the property you deserve. If you've been wanting to move into a place you can call your own, make the most of our latest offer.


  • Loan to value up to 80%
  • APR from 10.28%1
  • Repayment period up to 25 years
  • Transfer your existing Home Loan, or apply for a new one
  • Loan Amount: up to BHD 400,000
  • Insurance
    Adequate life and property insurance coverage is a vital requirement to take advantage of home loans from HSBC. We will assist you by referring you to reputable insurance companies in Bahrain
  • Loan Period: max loan tenure up to 300 months
  • Fixed equal monthly instalments (EMI)
    By auto-debit from your account
  • Debt consolidation of all liabilities
  • Equity release against existing property
  • Prepayment Charge
    0.75% of the amount paid or BHD 200, whichever is lower

1Subject to change. Rate applicable for HSBC Personal banking customers applying for a new Home Loan or transferring their home loan from another bank with a loan value of 80%.


  • You must be a resident of Bahrain aged between 21 and 60 years
  • You must make a minimum down payment of 30% of the value of the property
  • You need not have had a previous banking relationship with HSBC at the time of application, but you will be required to open an account if the loan is approved
  • Your salary must be mandated into your nominated account with HSBC
  • You must be employed by one of the government, semi-government, or private companies included in our Approved List of Employers


Start the process with just a phone call.

Or call 17 569 999 (within Bahrain) or +973 17 569 999 (outside Bahrain).

Visit a branch

Locate your nearest branch and visit us to discuss your application.

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Take advantage of preferential rates and benefits as an HSBC Advance client.


Get preferential interest rates on your home loans plus all the benefits of HSBC Premier.