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Premier Home Loan

Make your dream home a reality with preferential rates and terms

HSBC Premier Home Loan

If you've been wanting to move into a place you can call yours, make the most of our latest offer.

Join HSBC Premier

Find out how you can enjoy all that HSBC Premier has to offer.


  • Loan to value up to 80%
  • Most competitive APR starting from 8.53%1
  • Loan Period: max loan tenure up to 300 months
  • Repayment period up to 25 years
  • Preferential interest rates on your home loans
  • Transfer your existing home loan, or apply for a new one
  • Loan Amount: up to BHD 400,000
  • Insurance
    Adequate life and property insurance coverage is a vital requirement to take advantage of home loans from HSBC. We will assist you by referring you to reputable insurance companies in Bahrain
  • Fixed equal monthly instalments (EMI)
    By auto-debit from your account
  • Debt consolidation of all liabilities
  • Equity release against existing property
  • Prepayment Charge
    0.75% of the amount paid or BHD 200, whichever is lower

1Subject to change. Rate applicable for HSBC Premier customers applying for a new home loan or transferring their home loan from another bank.


  • you must be a resident of Bahrain aged between 25 and 60 years
  • you must make a minimum down payment of 30% of the value of the property
  • you need not have had a previous banking relationship with HSBC at the time of application, but you will be required to open an account if the loan is approved
  • your salary must be mandated into your nominated Account with HSBC
  • you must be employed by government, semi-government or private companies included in our Approved List of Employers


By phone

Start the process with just a phone call.

Or call 8000 1288 (within Bahrain) or

+973 1756 9643 (outside Bahrain).

Visit a branch

Locate your nearest branch and visit us to discuss your application.

Related products


Unlock our premium bank account with HSBC Premier.


Take advantage of preferential rates and benefits as an HSBC Advance client.


We have a loan that fits your needs, so you can buy the property you deserve.