Premier Credit Card

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Premier Credit Card

HSBC Premier Credit Card

Welcome to the world of Premier Credit Cards from HSBC. Accepted at over 32 million outlets worldwide, they offer you interest-free credit for up to 56 days on purchases and a cash advance of up to 50% of your credit limit. What's more, you have the option to revolve your balance at a competitive interest rate.

Check eligibility and how to apply for HSBC Premier Credit Card

Benefits

Card benefits

No annual fees: the card is free for life
Up to 56 days interest-free credit on purchases and up to 50% Instant Cash from your available credit limit
Flexi Installment Plans at 0% interest

Make purchases using your HSBC Credit Card and repay in 3, 6 or 12 monthly instalments
Up to two free additional cards to share amongst your family
MasterCard SecureCode

HSBC now offers you even more protection when shopping online with MasterCard® SecureCode™, which provides you with an additional layer of online shopping security when you shop at participating retailers using your HSBC Premier Credit Card
HSBC Entertainer mobile app

Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries
24-hour customer service
Free bill auto-payment service

Set up standing instructions to debit your HSBC current or savings account to pay your credit card bill
Access your account anywhere

With Triple Access you can transfer money and pay your bills across all of your HSBC credit cards, current, and savings accounts using your HSBC Premier MasterCard
Buy 1 Get 1 Free Cinema tickets

It's show time with HSBC. For every Novo Cinemas 2D Cool movie ticket you buy using your HSBC Credit Card, you will get a second movie ticket absolutely free
HSBC Premier Privileges

Discover the vast possibilities while at home or traveling abroad with HSBC Premier Privileges, a unique collection of special discounts and experiences for HSBC Premier Credit Card customers. Find out more
home&Away privilege programme

Offers all HSBC credit cardholders an array of fabulous benefits around the world at over 27,000 outlets in more than 160 countries and territories. Find out more

Travel features

Unlimited airport lounges with LoungeKey

Unwind before you fly and take the stress out of travelling; relax at over 850+ airport lounges worldwide. All you need to do is present your HSBC Premier World MasterCard® credit card and relax
Air Miles Rewards Programme

Air Miles is an exciting loyalty program that rewards you for shopping. They're easy to collect and can be redeemed for a wide range of exciting rewards including airline tickets, hotel accommodation, dining vouchers, jewellery, electronics, and much more! Find out more
Unlimited airport transfers

Enjoy complimentary airport pick up or drop services in Bahrain with HSBC Traveler
HSBC Traveler with dnata

Book your travel package in advance and save time for enjoying more of the things you love. Enjoy discounts up to: 20% on flight tickets, 10% on hotel bookings and 10% on car rentals. Find out more
Unlimited WiFi over 60 million hotspots with iPass

Enhance your mobile experience, and get back to seamless connecting, with simple, secure, unlimited access to one of the world’s largest Wi-Fi networks, courtesy of iPass and HSBC. Simply register using your activation code to start receiving all the benefits of iPass. Find out more
Starwood Hotels & Resorts Complimentary Hotel Nights

At over 175 participating Starwood Hotel & Resorts properties in Europe, Middle East, and Africa
Car Rental Hertz Gold Plus Rewards

Complimentary Gold Plus Rewards membership, providing many benefits
Discounts with Agoda and Ministry of Villas

Enjoy discounts of up to 10% with Agoda at over 180,000 hotels worldwide and 10% off villa bookings in Asia Pacific region with Ministry of Villas
Cleartrip Airline Discount

Going on a holiday or booking that business trip? Book your ticket on Cleartrip using your HSBC Premier World MasterCard® and enjoy many discounts
Luxury Serviced Apartment Discounts

Preferred discounts of up to15% at luxury serviced apartments

More details about travel features

LoungeKey access

HSBC Premier credit cardholders (primary & supplementary) enjoy unlimited complimentary access to 850+ airport lounges worldwide, through LoungeKeyTM. Over and above the free eligibility for cardholders, a fee of USD 27 per guest, per visit applies
When presenting the Premier World credit card on entering the lounge, cardholders are required to tell lounge staff that they wish to enter the lounge using the LoungeKey program
HSBC Premier World credit card cardholders will be requested to present their credit card and flight boarding passes before entry is granted to the lounge

For a full list of partner lounges including cardholder conditions, please click here or download the “LoungeKey” app on your smartphone.

HSBC Traveller

For every flight booking through HSBC Traveller you will be entitled for either airport pick up or drop of service within the kingdom of Bahrain.
Once you complete your booking online through HSBC Traveller, a pop up window will appear asking you to fill in the airport transfer request form, then a representative from dnata travel will be in touch with you offline to fulfill the request

Tickets minimum purchase is BHD 50 / $150 to be eligible for one of the airport services, either airport drop or airport pick up.

Cleartrip

Book your ticket on Cleartrip using your HSBC Premier World MasterCard® and enjoy:

10% discount on any international round trip airfare
No minimum amount restrictions
Discounts on air fares are applicable on all airlines
Unlimited usage of the offer

Simply go to the Cleartip website, select your flights, enter promo code MCWORLD, and pay with a World MasterCard World. Download the “MasterCard for You” app from Apple App Store or Google Play Store.

Hertz Gold Plus Rewards

Complimentary Gold Plus Rewards membership, providing benefits such as:

Complimentary one-car-class upgrades (subject to availability)
Up to 15% off best publicly available rates
By passing the rental queue at many of the world’s busiest airports
Faster reservations, rentals, and returns

Click here to get your Five Star membership, or download the “MasterCard for You” app from Apple App Store or Google Play Store.

Starwood Complimentary Hotel Nights

At over 175 participating Starwood Hotel & Resorts properties in Europe, Middle East, and Africa, World Credit Cardholders can get the following:

One complimentary hotel night after booking two hotel nights
Two complimentary hotel nights after booking four hotel nights

Just go to www.spg.com/mastercard to get complimentary nights or download the “MasterCard for You” app from Apple App Store or Google Play Store.

Luxury Serviced Apartment Discounts

onefinestay: 10% discount on bookings at over 2,500 properties across London, Paris, Rome, Milan, New York, Los Angeles, San Francisco, Miami, and Boston
Access exclusive Collections in The Hamptons, Southern California, French Riviera, and Edinburgh
Oakwood: 15% off best available rate at properties throughout Asia Pacific, including China, Japan, Thailand, Philippines, Australia, South Korea and India
Grosvenor House Dubai: 15% discount on the daily online prepaid rates

Visit www.mastercard.com/world to know more or download the “MasterCard for You” app from Apple App Store or Google Play Store.

Air Miles

Every time you use your HSBC Premier Credit Card, HSBC will give you 8 Air Miles for every BHD 1 purchased on your card, both in Bahrain and abroad. Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards. You can exchange your Air Miles for a wide range of rewards, including airline tickets, hotel accommodation, dining vouchers, jewellery, electronics and much more!

Download the Air Miles-ME app on your smartphone and collect double Air Miles when you use your HSBC Premier Credit Card and Air Miles virtual card together at a wide range of partner stores.

Find out more about Air Miles in the Air MIles FAQ This link will open in a new window

Insurance

Travel insurance

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that your travel tickets are purchased using your HSBC Premier MasterCard Credit Card.

Travel inconvenience insurance

Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone, so World Mastercard® can compensate you for baggage loss, baggage delay, trip cancellation, trip delay etc.

To find out more about your coverage and the terms that apply, click here.

To file a claim please click here.

Travel Medical Insurance

For greater peace of mind, enhanced protection options are available to ensure that while you're traveling, your health and safety needs are met promptly and efficiently. As an HSBC Premier credit cardholder, you enjoy complimentary cover for personal accident insurance, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit.

To find out more about your coverage and the terms that apply click here.

To file a claim please click here.

Travel insurance confirmation letter

Obtaining a travel insurance confirmation letter has never been easier, as you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

To find out more and to apply for your letter online please click here.

Mastercard® or HSBC does not undertake any insurance business or acting as an insurer, insurance broker, insurance advisor or insurance agent. American International Group, Inc. (AIG) or their authorized representative, and not Mastercard or HSBC, is providing the relevant insurance benefits. Complimentary insurance cover is available to HSBC Premier credit cardholders, provided that the travel tickets, car rental services or eligible goods have been purchased solely using eligible HSBC Premier credit card. To find out more and see the terms that apply please visit:

www.mcpeaceofmind.com/world

Travel Insurance provided through AXA will be discontinued as of 31st December 2018.

Purchase Protection

To insure purchases made with a HSBC Master cards against theft or accidental damage occurring within ninety (90) days from the date of purchase as indicated on the store receipt, up to the per occurrence limit of USD 2,000, and subject to the annual aggregate limit per cardholder of USD 5,000.

Eligible persons

Holders of valid primary and supplementary HSBC Master cards
HSBC Premier primary and supplementary cardholders aged between 18 and 65 years and their immediate family members (spouse and children under the age of 18)

In the event of a claim

Just call at +973 1721 8057 within 15 days from the date of the incident for claims within the Kingdom of Bahrain and within 30 days from the date of the incident for claims abroad. You will then need to complete a claim form and hand it over along with the following:

Original purchase receipt
Photocopy of the billing statement
Photograph of damaged property
Damaged property when requested
Full description of the circumstances preceding the loss/damage
Original police report in the case of lost/stolen/wilfully damaged property

The Insurer will then give you a cheque to refund the value of the purchase less a fee of BHD 15 per claim, subject to the policy terms and conditions.

Excluded items

Property that is covered under a guarantee or warranty unless the loss or damage is not otherwise covered
Contact lenses and spectacles
Dentures and other medical aids including but not limited to hearing aids, artificial limbs, crutches, wheelchairs, walkers and braces
Consumables and perishables
Motor vehicles, motor cycles or their motors, equipment and accessories (including communication devices intended solely for use in the vehicle), bicycles, marine craft, aircraft, model air planes and boats
Business property or property purchased to be used for a business purpose
Cash, bank and currency notes, cheques, traveller's cheques, money orders, postal orders, postage stamps, securities, negotiable instruments of any kind, bullion, rare or precious coins, documents or tickets of any kind, unset gemstones
Livestock, pets, animals, plants or other living creatures
Property sold or given to others except for property that is given to spouse and children

Summary of benefits

Cover against accidental death or permanent total disablement
Medical expenses in the event of accident/sickness and medical evacuation
Insurance in the event of flight delays in excess of 10 hours
Baggage insurance against loss/delay
Death repatriation
Covers the insurance requirements for obtaining a Schengen Visa

The cover period is from the time of departure as shown on the ticket until the date of return or 30 days from date of departure whichever is earlier. Tickets must be purchased using your HSBC Premier Credit Card.

Limit of indemnity

Accidental death up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
Death or permanent total disablement caused by accident in a common carrier or private car up to USD250,000 for individuals aged between 18 and 65, and USD50,000 for children aged between 6 months and 17 years
Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65, and USD 50,000 for children aged between 6 months and 17 years
Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65, and USD 75,000 for children aged between 6 months and 17 years
The loss of two eyes, two limbs or one eye and one limb: USD 125,000 for individuals between 18 and 65 years old and USD 25,000 for children between 6 months and 17 years
The loss of one eye or one limb: USD 62,500 for individuals between 18 and 65 years old and USD 12,500 for children between 6 months and 17 years
Emergency medical expenses (accident and sickness) up to USD 125,000 per person per trip. A fee of USD 25 will be deducted on every claim
Emergency medical evacuation and repatriation up to USD 250,000 per person per trip
Death repatriation up to USD 12,500
Hospital cash benefits USD 1,200 (USD100 per day, maximum of 12 days)
Compassionate visit up to USD 7,500
Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 per family per trip
Baggage loss up to USD 500 per person and USD 1,000 per family. Baggage loss of up to USD 50 per item and up to USD 250 per bag
Baggage delay up to USD 150 per person and USD 300 per family in excess of 10 hours

Important

This summary is issued for the cardholder's information only and is not a contract of insurance. It is subject to the terms and conditions of the respective policy, a copy of which is available for sight on reasonable request at HSBC. Any endorsement or amendments to the insurance cover, as agreed between the insurer and HSBC, shall be binding without prior notice to the insured person. HSBC Bank Middle East Limited © 2005 - 07.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

The free benefit travel insurance is provided by AXA Insurance Gulf ("AXA") pursuant to a corporate policy between HSBC Bank Middle East Limited ("HSBC") and AXA Insurance Gulf ("AXA"), whereby HSBC is the policy holder and you are the insured person. Please read the summary of cover for relevant terms and conditions and exclusions. HSBC will not be responsible for any claims, processing or otherwise.

Common carrier: (Public transport) any means of transportation operated by a company or an individual licensed to carry passengers for hire, including but not limited to aircraft, bus, ship, train, or tram.

The excess where applicable will either be in time excess applied after which a claim will be paid or in USD amount where it is applied as a deductible on the claim amount to be paid.

Card details

Payment options

Free bill auto-payment service - just give us standing instructions to debit your HSBC Current or Savings Account at a specified percentage, from 5% to 100% of your Premier Card's outstanding balance
Pay by cheque or cash at any of our HSBC branches in Bahrain
Call our phone banking services at 8000 1288 to transfer funds from your HSBC Current/Savings Account
Use your credit card from HSBC to transfer funds from your HSBC Current/Savings Account to your Premier Credit Card at any HSBC ATM in Bahrain

Fees

Annual membership fee - none
Up to two free supplementary cards for each primary cardholder

Supplementary card benefits

You can avail yourself of up to two free supplementary Premier Cards, which you can then provide to immediate family members or relatives:

No annual fees: enjoy upto 2 supplementary cards with no annual fees
Free HSBC Entertainer App
Free Lounge Access
Earn 8 Air Miles for every BHD 1 spent on retail purchases with our Air Miles Reward Programme
Pay your personal Batelco, Indian School Fees, Electricity and Water bills with your Credit Card over the phone
Access your HSBC current, savings, and credit card accounts through HSBC ATMs worldwide
Get your credit card delivered to your residence free of cost by courier
24-hour customer service
Free bill auto-payment service
Enjoy a credit period of up to 56 days interest-free on your purchases when you choose to settle your monthly outstanding balance in full

Things you should know

For all fees and charges, please refer to:

Retail Banking Premier Tariff of Charges (PDF, 907KB) Download

Eligibility

Minimum Saving, Investment, or Time Deposit of BHD 35,000 or USD 100,000
Primary credit card applicant must be a Bahraini resident
Primary credit card applicant must be at least 21 years of age
Supplementary credit card applicant must be at least 18 years of age

Customers mandating salary to HSBC

For Bahraini Nationals:

Original CPR
Salary transfer letter from employer with details of designation, salary, department, and length of service (issued in the last 4 weeks) OR one original computer generated salary slip
Two undated cheques in favour of HSBC Bahrain

For Expatriates:

Original CPR
Original passport
Salary transfer letter from employer with details of designation, salary, department, and length of service (issued in the last 4 weeks)
Two undated cheques in favour of HSBC Bahrain

Customers who do not mandate salary to HSBC

For Bahrain Nationals:

Original CPR
Salary transfer letter from employer with details of designation, salary, department and length of service (issued in the last 4 weeks) OR one original computer generated salary slip
Most recent 3 months bank statement of the account in Bahrain where salary is transferred
Two undated cheques in favour of HSBC Bahrain

For Expatriates:

Original CPR
Original passport
Salary transfer letter from employer with details of designation, salary, department, and length of service (issued in the last 4 weeks)
Most recent 3 months bank statement of the account in Bahrain where salary is transferred
Two undated cheques in favour of HSBC Bahrain

For Self-Employed Applicants:

Original CPR
Original passport
Copy of Trade License
Most recent 6 months company or personal bank statements where income is transferred
Two undated cheques in favour of HSBC Bahrain

Documents required for supplementary card applicants

For Bahraini Nationals:

Original CPR

For Expatriates:

Original CPR
Original Passport

Documents submitted with the card application are bank's property.

Apply online

Simply complete the online application form to start the process.

Request a callback to apply for HSBC Premier Credit Card This link will open in a new window

Or call 8000 1288 (within Bahrain) or +9714 2241000 (outside Bahrain).

HSBC Premier Credit Card

Benefits

Card benefits

Travel features

More details about travel features

LoungeKey access

HSBC Traveller

Cleartrip

Hertz Gold Plus Rewards

Starwood Complimentary Hotel Nights

Luxury Serviced Apartment Discounts

Air Miles

Insurance

Travel insurance

Travel inconvenience insurance

Travel Medical Insurance

Travel insurance confirmation letter

Purchase Protection

More details about Purchase Protection

Card details

Payment options

Fees

Supplementary card benefits

Things you should know

Eligibility

Required documents

Apply online

Related products

HSBC Advance Credit Card

HSBC Visa Platinum Credit Card

HSBC Gold Credit Card