Premier Credit Card

• Holders of valid primary and supplementary HSBC Master cards
• HSBC Premier primary and supplementary cardholders aged between 18 and 65 years and their immediate family members (spouse and children under the age of 18)
  

Just call at +973 1721 8057 within 15 days from the date of the incident for claims within the Kingdom of Bahrain and within 30 days from the date of the incident for claims abroad. You will then need to complete a claim form and hand it over along with the following:

• Original purchase receipt
• Photocopy of the billing statement
• Photograph of damaged property
• Damaged property when requested
• Full description of the circumstances preceding the loss/damage
• Original police report in the case of lost/stolen/wilfully damaged property

The Insurer will then give you a cheque to refund the value of the purchase less a fee of BHD 15 per claim, subject to the policy terms and conditions.

• Property that is covered under a guarantee or warranty unless the loss or damage is not otherwise covered
• Contact lenses and spectacles
• Dentures and other medical aids including but not limited to hearing aids, artificial limbs, crutches, wheelchairs, walkers and braces
• Consumables and perishables
• Motor vehicles, motor cycles or their motors, equipment and accessories (including communication devices intended solely for use in the vehicle), bicycles, marine craft, aircraft, model aeroplanes and boats
• Business property or property purchased to be used for a business purpose
• Cash, bank and currency notes, cheques, traveller's cheques, money orders, postal orders, postage stamps, securities, negotiable instruments of any kind, bullion, rare or precious coins, documents or tickets of any kind, unset gemstones
• Livestock, pets, animals, plants or other living creatures
• Property sold or given to others except for property that is given to spouse and children

• Cover against accidental death or permanent total disablement
  
• Medical expenses in the event of accident/sickness and medical evacuation
• Insurance in the event of flight delays in excess of 10 hours
• Baggage insurance against loss/delay
• Death repatriation
• Covers the insurance requirements for obtaining a Schengen Visa

The cover period is from the time of departure as shown on the ticket until the date of return or 30 days from date of departure whichever is earlier. Tickets must be purchased using your HSBC Premier Credit Card.

• Accidental death up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
• Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
• Death or permanent total disablement caused by accident in a common carrier or private car up to USD250,000 for individuals aged between 18 and 65, and USD50,000 for children aged between 6 months and 17 years
• Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65, and USD 50,000 for children aged between 6 months and 17 years
• Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65, and USD 75,000 for children aged between 6 months and 17 years
• The loss of two eyes, two limbs or one eye and one limb: USD 125,000 for individuals between 18 and 65 years old and USD 25,000 for children between 6 months and 17 years
• The loss of one eye or one limb: USD 62,500 for individuals between 18 and 65 years old and USD 12,500 for children between 6 months and 17 years
• Emergency medical expenses (accident and sickness) up to USD 125,000 per person per trip. A fee of USD 25 will be deducted on every claim
• Emergency medical evacuation and repatriation up to USD 250,000 per person per trip
• Death repatriation up to USD 12,500
• Hospital cash benefits USD 1,200 (USD100 per day, maximum of 12 days)
• Compassionate visit up to USD 7,500
• Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 per family per trip
• Baggage loss up to USD 500 per person and USD 1,000 per family. Baggage loss of up to USD 50 per item and up to USD 250 per bag
• Baggage delay up to USD 150 per person and USD 300 per family in excess of 10 hours

This summary is issued for the cardholder's information only and is not a contract of insurance. It is subject to the terms and conditions of the respective policy, a copy of which is available for sight on reasonable request at HSBC. Any endorsement or amendments to the insurance cover, as agreed between the insurer and HSBC, shall be binding without prior notice to the insured person. HSBC Bank Middle East Limited © 2005 - 07.