Premier Personal Loan

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Premier Personal Loan

HSBC Premier Personal Loan

For Premier HSBC customers, get the type of personal loan you need, with the excellent service you deserve. Choose our most preferential loan, with low interest, flexible terms, and preferential treatment.

Join HSBC Premier

Find out how you can enjoy all that HSBC Premier has to offer.

Check eligibility and apply for a HSBC Premier Personal Loan

Benefits

Preferential APR, starting from 8.35% per annum*
Minimum balance waiver

Get an HSBC current account with no minimum balance requirement.
Total loan amount up to BHD 100,000*

Depending on your circumstances, you can borrow up to BHD 100,000.
Minimal paperwork

Making your loan application process as straightforward as possible.

*Terms and conditions apply.

A service charge of BHD 20 per month will be levied if a minimum average relationship balance of BHD 35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Bahrain.

The service will be discontinued if the required balance is not maintained for 6 months in a year.

Schedule of Services & Tariffs English and Arabic (PDF 5.36MB) Download

Accounts

Fees and charges by account type
Account type	Fee or interest rate
Time deposit	Preferential interest rate
Overdraft	Preferential interest rate
Personal loans	APR starting from 6.24% and all inclusive flat processing fees of BD 100
Car loan	Preferential interest rates
Cheque bounced protection	Up to BHD 1,500 free of charge¹
HSBC Premier Debit Card	Free of charge Cash withdrawal² - through HSBC Bahrain ATMs - Free - through HSBC Group ATMs - Free - through GCC Network³ - BHD 1 - through PLUS ATMs - BHD 2 Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total daily limit) Balance enquiries though GCC Network - BHD 0.500
Debit card PIN re-issuance	Free of charge
Debit card replacement	Free of charge
Cheque/Travellers	Free issuance of cheques and HSBC/American Express travellers cheques and encashment (up to 2 cheque books per month)
Cheques encashment	Free issuance of HSBC travellers cheque
Stop cheque charges	BHD 10 per cheque

Fees and charges by account type
Account type	Time deposit
Fee or interest rate	Preferential interest rate

Account type	Overdraft
Fee or interest rate	Preferential interest rate

Account type	Personal loans
Fee or interest rate	APR starting from 6.24% and all inclusive flat processing fees of BD 100

Account type	Car loan
Fee or interest rate	Preferential interest rates

Account type	Cheque bounced protection
Fee or interest rate	Up to BHD 1,500 free of charge¹

Account type	HSBC Premier Debit Card
Fee or interest rate	Free of charge Cash withdrawal² - through HSBC Bahrain ATMs - Free - through HSBC Group ATMs - Free - through GCC Network³ - BHD 1 - through PLUS ATMs - BHD 2 Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total daily limit) Balance enquiries though GCC Network - BHD 0.500

Account type	Debit card PIN re-issuance
Fee or interest rate	Free of charge

Account type	Debit card replacement
Fee or interest rate	Free of charge

Account type	Cheque/Travellers
Fee or interest rate	Free issuance of cheques and HSBC/American Express travellers cheques and encashment (up to 2 cheque books per month)

Account type	Cheques encashment
Fee or interest rate	Free issuance of HSBC travellers cheque

Account type	Stop cheque charges
Fee or interest rate	BHD 10 per cheque

¹For customers maintaining the Premier eligibility balance (TRB) in the Kingdom of Bahrain.

²In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.

³Charges apply on withdrawal through HSBC Network within GCC.

Outward remittances

Fees and charges for outward remittances
Outward remittance type	Fee
Local Telegraphic Transfer International Telegraphic Transfer - Telegraphic Transfer⁴ (me2me⁴)⁵	BHD 3 Free of charge to your own account held with another HSBC Group entity using global transfers options available via global view
- Beneficiary account with HSBC Group bank	BHD 4
- Beneficiary account with other bank	BHD 6⁶
Issuance of demand draft	BHD 3
Inward remittances credited to HSBC account	Free
Emergency encashment	Free
Foreign currency exchange	Free through all HSBC branches worldwide

Fees and charges for outward remittances
Outward remittance type	Local Telegraphic Transfer International Telegraphic Transfer - Telegraphic Transfer⁴ (me2me⁴)⁵
Fee	BHD 3 Free of charge to your own account held with another HSBC Group entity using global transfers options available via global view

Outward remittance type	- Beneficiary account with HSBC Group bank
Fee	BHD 4

Outward remittance type	- Beneficiary account with other bank
Fee	BHD 6⁶

Outward remittance type	Issuance of demand draft
Fee	BHD 3

Outward remittance type	Inward remittances credited to HSBC account
Fee	Free

Outward remittance type	Emergency encashment
Fee	Free

Outward remittance type	Foreign currency exchange
Fee	Free through all HSBC branches worldwide

⁴To facilitate free me²me transfers via personal online banking, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.

⁵Charges apply on transfers conducted through personal online banking.

⁶Guaranteed no deductions by HSBC or its correspondents. However, some Non-HSBC beneficiary banks within Bahrain may still deduct their charge from the remittance amount.

HSBC Premier MasterCard® Credit Card

Fees and charges for HSBC Premier MasterCard® Credit Card
Credit card service	Fee
Primary card annual fee	Free
Supplementary card annual fee	Free
Finance charge	2% per month
Cash advance charge	4% of total amount (Min BHD 10)
Card replacement fee	Free
Late payment fee	BHD 10
Over limit fee	BHD 8
Copy of credit card statement	Free
Copy of sales slip	Free
Returned cheque charge	BHD 10
Disputed transactions subsequently found to be genuine	BHD 10
MasterCard / Cirrus ATMs	BHD 2 per transaction
Access to HSBC Current Savings Account through HSBC ATMs worldwide	Free
Re-issuance of credit card PIN	Free

Fees and charges for HSBC Premier MasterCard® Credit Card
Credit card service	Primary card annual fee
Fee	Free

Credit card service	Supplementary card annual fee
Fee	Free

Credit card service	Finance charge
Fee	2% per month

Credit card service	Cash advance charge
Fee	4% of total amount (Min BHD 10)

Credit card service	Card replacement fee
Fee	Free

Credit card service	Late payment fee
Fee	BHD 10

Credit card service	Over limit fee
Fee	BHD 8

Credit card service	Copy of credit card statement
Fee	Free

Credit card service	Copy of sales slip
Fee	Free

Credit card service	Returned cheque charge
Fee	BHD 10

Credit card service	Disputed transactions subsequently found to be genuine
Fee	BHD 10

Credit card service	MasterCard / Cirrus ATMs
Fee	BHD 2 per transaction

Credit card service	Access to HSBC Current Savings Account through HSBC ATMs worldwide
Fee	Free

Credit card service	Re-issuance of credit card PIN
Fee	Free

Other services

Fees and charges for other services
Service type	Fee
Cash withdrawal from a foreign currency account	2% (except for USD - 1%)
Cash deposit into a foreign currency account	2% (except for USD - 1%)
Issuance of reference letters	BHD 10
Facilities outstanding certiﬁcates	BHD 10
Copy of account statement for 1-3 months	BHD 2
Copy of account statement for 3-12 months	BHD 4
Copy of account statement for over a year	BHD 6
Account tools overseas shipment	BHD 8 per shipment

Fees and charges for other services
Service type	Cash withdrawal from a foreign currency account
Fee	2% (except for USD - 1%)

Service type	Cash deposit into a foreign currency account
Fee	2% (except for USD - 1%)

Service type	Issuance of reference letters
Fee	BHD 10

Service type	Facilities outstanding certiﬁcates
Fee	BHD 10

Service type	Copy of account statement for 1-3 months
Fee	BHD 2

Service type	Copy of account statement for 3-12 months
Fee	BHD 4

Service type	Copy of account statement for over a year
Fee	BHD 6

Service type	Account tools overseas shipment
Fee	BHD 8 per shipment

Things you should know

For fees and charges, please refer to:

Schedule of Services & Tariffs English and Arabic (PDF 5.36MB) Download

Eligibility

You can apply for a personal loan if:

You're a Bahraini national or expatriate resident aged between 21 and 60 years
You're an expatriate aged between 21 and 60 years
You earn a minimum monthly salary of BHD 4,000

Apply

Call us on:

+973 17529462 (within and outside Bahrain)

Request a call back to apply for a HSBC Premier Personal Loan This link will open in a new window

Visit a branch

Locate your nearest branch and visit us to discuss your application.

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HSBC Premier Personal Loan

Join HSBC Premier

Benefits

Fees and charges

Things you should know

Eligibility

Apply

Call us on:

Visit a branch

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