Premier Credit Card

Every time you use your HSBC Premier Credit Card, HSBC will give you 8 Air Miles for every BHD 1 purchased on your card, both in Bahrain and abroad. Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards. You can exchange your Air Miles for a wide range of rewards, including airline tickets, hotel accommodation, dining vouchers, jewellery, electronics and much more!

Download the Air Miles-ME app on your smartphone and collect double Air Miles when you use your HSBC Premier Credit Card and Air Miles virtual card together at a wide range of partner stores.

• Download the app for free from Google Play™ or the App Store
• Register your HSBC Mastercard credit card in the app
• Geolocation displays eligible lounges nearby for you to review the benefits available to you
• Simply present the mobile app to lounge reception staff and enjoy touchless entry using a quick response (QR) code 
• End-to-end digital fulfilment without the need to show your physical card 

The app can be downloaded from the App Store or Play Store. A web version is also available where you can register your eligible Mastercard and print out your digital membership number. You can then present this number at the lounge reception staff to gain access.

Your complimentary lounge access: If you’ve made an international payment of minimum USD 1[@lounge-access] since May 1st, 2025, you’re eligible for 3 months of complimentary lounge access from your latest payment date.

Change in Access: If you have not made an international payment of USD 1[@lounge-access] between May 1, and July 31, 2025 your complimentary lounge access will be limited to 1 visit. To unlock more, make an international payment of at least USD 1[@lounge-access].

Register: From 1 of August 2025, log into the Mastercard Travel Pass app and re-register to validate your Mastercard card number to activate your lounge access.

You can view your Lounge eligibility status in the Mastercard Travel Pass app, Any lounge access above the eligibility will be charged through the Mastercard Travel Pass app.

Your annual lounge entitlement is complimentary access 20 times per year.

Your supplementary card will also need to spend a minimum of USD 1 on the card in international transaction at point of sale or online/e-commerce to unlock airport lounge access.  

A calendar year is from January 1st to December 31st, but for 2025, it will be from August 1st till December 31st. 

In case of any query, please either call us on the number at the back of your Credit Card or visit our Premier Center.

Terms and Conditions apply.

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that your travel tickets are purchased using your HSBC Premier MasterCard Credit Card. Terms and conditions apply (PDF).

Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone, so World Mastercard® can compensate you for baggage loss, baggage delay, trip cancellation, trip delay etc. You can also get coverage for visiting parents or visiting children.

To find out more about your coverage and the terms that apply, click here.

To file a claim please click here.

For greater peace of mind, enhanced protection options are available to ensure that while you're traveling, your health and safety needs are met promptly and efficiently. As an HSBC Premier credit cardholder, you enjoy complimentary cover for personal accident insurance, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit. You can also get coverage for visiting parents or visiting children.

To find out more about your coverage and the terms that apply click here.

To file a claim please click here. 

Obtaining a travel insurance confirmation letter has never been easier, as you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements. You can also get coverage for visiting parents or visiting children.

To find out more and to apply for your letter online please click here. 

Mastercard® or HSBC does not undertake any insurance business or acting as an insurer, insurance broker, insurance advisor or insurance agent. American International Group, Inc. (AIG) or their authorized representative, and not Mastercard or HSBC, is providing the relevant insurance benefits. Complimentary insurance cover is available to HSBC Premier credit cardholders, provided that the travel tickets, car rental services or eligible goods have been purchased solely using eligible HSBC Premier credit card. To find out more and see the terms that apply please visit:

www.mcpeaceofmind.com/world

Travel Insurance provided through AXA will be discontinued as of 31st December 2018.

• Free bill auto-payment service - just give us standing instructions to debit your HSBC Current or Savings Account at a specified percentage, from 5% to 100% of your Premier Card's outstanding balance
• Pay by cheque or cash at any of our HSBC branches in Bahrain
• Call our phone banking services at 8000 1288 to transfer funds from your HSBC Current/Savings Account
• Use your credit card from HSBC to transfer funds from your HSBC Current/Savings Account to your Premier Credit Card at any HSBC ATM in Bahrain

• Annual membership fee - none
• Up to two free supplementary cards for each primary cardholder

You can avail yourself of up to two free supplementary Premier Cards, which you can then provide to immediate family members or relatives:

• No annual fees: enjoy up to 2 supplementary cards with no annual fees
• Free Lounge Access
• Earn 8 Air Miles for every BHD 1 spent on retail purchases with our Air Miles Reward Programme
• Pay your electricity, water and telecom bills, plus your children's school fees, with your credit card over the phone
• Access your HSBC current, savings, and credit card accounts through HSBC ATMs worldwide
• Get your credit card delivered to your residence free of cost by courier
• 24-hour customer service
• Free bill auto-payment service
• Enjoy a credit period of up to 56 days interest-free on your purchases when you choose to settle your monthly outstanding balance in full