Top of main content

Gold Credit Card

Experience the brighter side of life

HSBC Gold Credit Card

Accepted at over 32 million outlets worldwide, HSBC Gold Credit Card offers you interest-free credit for up to 56 days on purchases and a cash advance of 40% of the credit limit. What's more, you have the option to revolve your balance at a competitive interest rate.

Benefits

With the HSBC Gold Credit Card you'll get:

  • Up to 56 days interest-free credit on purchases
    Enjoy an interest free credit period of up to 56 days on your purchases when you chose to settle your monthly outstanding balance in full.
  • Flexible payment option
  • Up to two free additional cards to share amongst your family
    A shared limit means no one is ever left in a bind.
  • Access to your account internationally
    With the Triple Access service you can transfer money and pay your bills, across all of your HSBC credit card, current, and savings accounts using your HSBC Gold Credit Card, with no extra fees.
  • Competitive interest rates on retail purchases
  • Up to 40% Instant Cash from your available credit limit
  • Free bill auto-payment service
    set up standing instructions to debit your HSBC current or savings account at a specified percentage of your Gold Credit Card's outstanding monthly balance.
  • Pay over the phone
    Pay your personal Batelco, Indian school fees, electricity, and water bills with your credit card over the phone.
  • Air Miles Rewards Programme
    Every time you use your HSBC Gold Card, HSBC will give you 5 Air Miles for every BHD 1 purchased on your card both in Bahrain and abroad. Air Miles are easy to collect and can be redeemed for a wide range of exciting rewards including airline tickets, hotel accommodation, dining vouchers, jewellery, electronics, and much more! Find out more.
  • HSBC Entertainer mobile app
    Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries.
  • Access your HSBC current, savings, and credit card accounts through HSBC ATMs worldwide
  • Get your credit card delivered to your residence free of charge by courier
  • 24-hour customer service

Additional information

Payment options

  • Free auto-payment service - just give us standing instructions to debit your HSBC current or savings account at a specified percentage, from 5% to 100% of your Gold Card's outstanding monthly balance
  • Pay by cheque or cash at any of our HSBC branches in Bahrain
  • Call our phone banking services at 8000 1900 to transfer funds from your HSBC current or savings account
  • Use your credit card from HSBC to transfer funds from your HSBC current or savings account to your Gold Credit Card at any HSBC ATM in Bahrain

For more details on quick and easy ways to pay your card bill, see the table below:

How to pay your credit card bill
Your payment options How to pay your bill How long it takes to credit your account
Free Autopay Service
Call 8000 1900 to set up a standing instruction to debit your HSBC current or savings account every month. Pay 5% to 100% of your monthly outstanding balance.
1 working day
Online banking Transfer money to your credit card.
1 working day
Cash deposit machines Pay your bill instantly by depositing cash at any of the HSBC cash deposit machines in our branches.
Immediately
ATM Transfer money from your HSBC current or savings account to your HSBC credit card, from any HSBC ATM in Bahrain or worldwide. 
Deposit cash at any HSBC ATM in Bahrain. 
1 working day for cash payments; 1 working day for cheque payments
Branches Deposit cash or cheques at any HSBC branch in Bahrain (you may be charged a fee if your cheque is not honoured).
1 working day for cash payments;
within the same day for cheque payments
Phone banking Call our phone banking service at 8000 1900 to transfer money to your HSBC credit card.
1 working day
How to pay your credit card bill
Your payment options Free Autopay Service
How to pay your bill Call 8000 1900 to set up a standing instruction to debit your HSBC current or savings account every month. Pay 5% to 100% of your monthly outstanding balance.
How long it takes to credit your account 1 working day
Your payment options Online banking
How to pay your bill Transfer money to your credit card.
How long it takes to credit your account 1 working day
Your payment options Cash deposit machines
How to pay your bill Pay your bill instantly by depositing cash at any of the HSBC cash deposit machines in our branches.
How long it takes to credit your account Immediately
Your payment options ATM
How to pay your bill Transfer money from your HSBC current or savings account to your HSBC credit card, from any HSBC ATM in Bahrain or worldwide. 
Deposit cash at any HSBC ATM in Bahrain. 
How long it takes to credit your account 1 working day for cash payments; 1 working day for cheque payments
Your payment options Branches
How to pay your bill Deposit cash or cheques at any HSBC branch in Bahrain (you may be charged a fee if your cheque is not honoured).
How long it takes to credit your account 1 working day for cash payments;
within the same day for cheque payments
Your payment options Phone banking
How to pay your bill Call our phone banking service at 8000 1900 to transfer money to your HSBC credit card.
How long it takes to credit your account 1 working day

Credit Shield Plus

Credit Shield Plus is an optional feature which offers you a waiver of the outstanding balance on your credit card in the event of your Death, Permanent Total Disability or Critical Illness and 15% of your monthly outstanding balance for up to 6 months in the event of Involuntary Loss of Employment for employed eligible primary cardholders or Temporary Total Disability for self-employed eligible primary cardholders.

This optional feature costs only 0.60% of your monthly outstanding balance.

Eligibility criteria

  • Minimum gross income: BHD 500 per month for Primary Gold Card applicants
  • Primary credit card applicant must be a Bahraini resident
  • Primary credit card applicant must be at least 21 years of age
  • Supplementary credit card applicant must be at least 16 years of age

Apply online

Simply complete the online application form to start the process.

Or call 8000 1900 (within Bahrain) or +971 42288 007 (outside Bahrain).

Related products

 

Enjoy exclusive benefits and great value worldwide.

 

Enjoy worldwide benefits while earning Air Miles.

 

Discover a world of privileges.