Advance Credit Card

To insure purchases made with a HSBC Master cards against theft or accidental damage occurring within ninety (90) days from the date of purchase as indicated on the store receipt, up to the per occurrence limit of USD 2,000 and subject to the annual aggregate limit per cardholder of USD 5,000. Terms and conditions apply (PDF).

Holders of valid primary and supplementary HSBC Master cards.

Just call at +973 1721 8057 within 15 days from the date of the incident for claims within the Kingdom of Bahrain and within 30 days from the date of the incident for claims abroad. You will then need to complete a claim form and hand it over along with the following:

• Original purchase receipt
• Photocopy of the billing statement
• Photograph of damaged property
• Damaged property when requested
• Full description of the circumstances preceding the loss/damage
• Original police report in the case of lost/stolen/wilfully damaged property

The Insurer will then give you a cheque to refund the value of the purchase less a fee of BHD 15 per claim, subject to the policy terms and conditions.

• Property that is covered under a guarantee or warranty unless the loss or damage is not otherwise covered
• Contact lenses and spectacles
• Dentures and other medical aids including but not limited to hearing aids, artificial limbs, crutches, wheelchairs, walkers and braces
• Consumables and perishables
• Motor vehicles, motor cycles or their motors, equipment and accessories (including communication devices intended solely for use in the vehicle), bicycles, marine craft, aircraft, model air planes and boats
• Business property or property purchased to be used for a business purpose
• Cash, bank and currency notes, cheques, traveller's cheques, money orders, postal orders, postage stamps, securities, negotiable instruments of any kind, bullion, rare or precious coins, documents or tickets of any kind, unset gemstones
• Livestock, pets, animals, plants or other living creatures
• Property sold or given to others except for property that is given to spouse and children

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

• No annual fees: enjoy up to 2 supplementary cards with no annual fees
• Air Miles: earn 8 Air Miles for every BHD 1 spent on retail purchases with our Air Miles Reward Programme