Choose our most competitive loan, with low interest, flexible terms, and preferential treatment.
- Competitive APR, starting from 5.90% per annum *
- Total loan amount up to BHD 60,000 *
- Minimum balance waiver – get an HSBC current account with no minimum balance requirement
- Minimal paperwork – to make your loan application process as straightforward as possible
You can apply for a Personal Loan if:
- You're a Bahraini national or expatriate resident aged between 21 and 60 years
- You're an expat aged between 21 and 60 years
- You earn a minimum monthly salary of BHD 4,000
A Service charge of BHD 20 per month will be levied if a minimum average relationship balance of BHD 35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Bahrain.
The service will be discontinued if the required balance is not maintained for 6 months in a year.
|Time Deposit||Preferential interest rates|
|Overdraft||Preferential interest rates|
|Personal Loans||APR starting from 5.90% and all inclusive flat processing fees of BD 100|
|Car Loan||Preferential interest rates|
|Cheque Bounced Protection||Up to BHD 1,500 free of charge*|
|HSBC Premier Debit Card||Free of charge
- through HSBC Bahrain ATMs - Free
- through HSBC Group ATMs - Free
- through GCC Network** - BHD 1
- through PLUS ATMs - BHD 2
Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain
Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total daily limit)
Balance enquire though GCC Network
- BHD 0.500
|Debit card PIN Re-Issuance
||Free of charge|
|Debit Card Replacement||Free of charge|
|Cheque/Travellers||Free issuance of cheques and HSBC/American Express travellers cheques and encashment (up to 2 cheque books per month)|
|Cheques Encashment||Free issuance of HSBC travellers cheque|
|Stop cheque charges||BHD 10 per cheque|
|Local Telegraphic Transfer
International Telegraphic Transfer
Transfer (2) (me2me(2))***
Free of charge to your own account held with another HSBC Group entity using global transfers options available via global view
|- Beneficiary account with HSBC Group bank||BHD 4|
|- Beneficiary account with other bank||BHD 6(3)|
|Issuance of Demand Draft||BHD 3|
|Inward Remittances credited to HSBC Account||Free|
|Foreign Currency Exchange||Free through all HSBC branches worldwide|
|HSBC Premier MasterCard® Credit Card|
|Primary Card Annual Fee||Free|
|Supplementary Card Annual Fee||Free|
|Finance Charge||2% per month|
|Cash Advance Charge||4% of total amount(Min. BHD 10)|
|Card Replacement Fee||Free|
|Late Payment Fee||BHD 10|
|Over Limit Fee||BHD 8|
|Copy of Credit Card Statement||Free|
|Copy of Sales Slip||Free|
|Returned Cheque Charge||BHD 10|
|Disputed transactions subsequently found to be genuine||BHD 10|
|MasterCard / Cirrus ATMs
||BHD 2 per transaction|
|Access to HSBC Current Savings Account through HSBC ATMs worldwide||Free|
|Re-Issuance of Credit Card PIN||Free|
|Cash Withdrawal from a Foreign Currency Account||2% (except for USD - 1%)|
|Cash Deposit into a Foreign Currency Account||2% (except for USD - 1%)|
|Issuance of Reference Letters||BHD 10|
|Facilities Outstanding Certiﬁcates||BHD 10|
|Copy of Account Statement for 1-3 months||BHD 2|
|Copy of Account Statement for 3-12 months||BHD 4|
|Copy of Account Statement for over 1 year||BHD 6|
|Account tools overseas shipment||BHD 8 per shipment|
1) In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
2) To facilitate free me2me transfers via Personal internet Banking, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
3) Guaranteed no deductions by HSBC or its correspondents. However, some Non-HSBC beneficiary banks within Bahrain may still deduct their charge from the remittance amount.
*For customers maintaining the Premier eligibility balance (TRB) in the Kingdom of Bahrain.
**Charges apply on withdrawal through HSBC Network within GCC.
***Charges apply on transfers conducted through Personal Internet Banking. .