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HSBC



Personal Loan

HSBC Premier Personal Loan

For Premier HSBC customers, get the type of personal loan you need, with the excellent service you deserve.

Choose our most competitive loan, with low interest, flexible terms, and preferential treatment.

More benefits:

  • Competitive APR, starting from 5.90% per annum *
  • Total loan amount up to BHD 60,000 *
  • Minimum balance waiver – get an HSBC current account with no minimum balance requirement
  • Minimal paperwork – to make your loan application process as straightforward as possible

You can apply for a Personal Loan if:

  • You're a Bahraini national or expatriate resident aged between 21 and 60 years
  • You're an expat aged between 21 and 60 years
  • You earn a minimum monthly salary of BHD 4,000

A Service charge of BHD 20 per month will be levied if a minimum average relationship balance of BHD 35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Bahrain.
The service will be discontinued if the required balance is not maintained for 6 months in a year.

Accounts
Time Deposit Preferential interest rates
Overdraft Preferential interest rates
Personal Loans APR starting from 5.90% and all inclusive flat processing fees of BD 100
Car Loan Preferential interest rates
Cheque Bounced Protection Up to BHD 1,500 free of charge*
HSBC Premier Debit Card Free of charge

Cash withdrawal(1)

- through HSBC Bahrain ATMs - Free

- through HSBC Group ATMs - Free

- through GCC Network** - BHD 1

- through PLUS ATMs - BHD 2


Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain

Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total daily limit)

Balance enquire though GCC Network

- BHD 0.500
Debit card PIN Re-Issuance
Free of charge
Debit Card Replacement Free of charge
Cheque/Travellers Free issuance of cheques and HSBC/American Express travellers cheques and encashment (up to 2 cheque books per month)
Cheques Encashment Free issuance of HSBC travellers cheque
Stop cheque charges BHD 10 per cheque
Outward Remittances
Local Telegraphic Transfer

International Telegraphic Transfer
- Telegraphic
Transfer (2) (me2me(2))***
BHD 3

Free of charge to your own account held with another HSBC Group entity using global transfers options available via global view
- Beneficiary account with HSBC Group bank BHD 4
- Beneficiary account with other bank BHD 6(3)
Issuance of Demand Draft BHD 3
Inward Remittances credited to HSBC Account Free
Emergency Encashment Free
Foreign Currency Exchange Free through all HSBC branches worldwide
HSBC Premier MasterCard® Credit Card
Primary Card Annual Fee Free
Supplementary Card Annual Fee Free
Finance Charge 2% per month
Cash Advance Charge 4% of total amount(Min. BHD 10)
Card Replacement Fee Free
Late Payment Fee BHD 10
Over Limit Fee BHD 8
Copy of Credit Card Statement Free
Copy of Sales Slip Free
Returned Cheque Charge BHD 10
Disputed transactions subsequently found to be genuine BHD 10
MasterCard / Cirrus ATMs
BHD 2 per transaction
Access to HSBC Current Savings Account through HSBC ATMs worldwide Free
Re-Issuance of Credit Card PIN Free
Other Services
Cash Withdrawal from a Foreign Currency Account 2% (except for USD - 1%)
Cash Deposit into a Foreign Currency Account 2% (except for USD - 1%)
Issuance of Reference Letters BHD 10
Facilities Outstanding Certificates BHD 10
Copy of Account Statement for 1-3 months BHD 2
Copy of Account Statement for 3-12 months BHD 4
Copy of Account Statement for over 1 year BHD 6
Account tools overseas shipment BHD 8 per shipment

Notes:
1) In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
2) To facilitate free me2me transfers via Personal internet Banking, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
3) Guaranteed no deductions by HSBC or its correspondents. However, some Non-HSBC beneficiary banks within Bahrain may still deduct their charge from the remittance amount.
*For customers maintaining the Premier eligibility balance (TRB) in the Kingdom of Bahrain.
**Charges apply on withdrawal through HSBC Network within GCC.
***Charges apply on transfers conducted through Personal Internet Banking.
.

 

Ready to apply? Have us call you

* Terms and conditions apply.




HSBC Premier
Personal Loan

Our basic current account gives you everything you need for everyday banking.

Overview

Choose our most competitive loan, with low interest, flexible terms, and preferential treatment.

More benefits:

  • Competitive APR, starting from 5.90% per annum *
  • Total loan amount up to BHD 60,000 *
  • Minimum balance waiver – get an HSBC current account with no minimum balance requirement
  • Minimal paperwork – to make your loan application process as straightforward as possible

Eligibility

You can apply for a Personal Loan if:

  • You're a Bahraini national or expatriate resident aged between 21 and 60 years
  • You're an expat aged between 21 and 60 years
  • You earn a minimum monthly salary of BHD 4,000

Fees & Charges

A Service charge of BHD 20 per month will be levied if a minimum average relationship balance of BHD 35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Bahrain.
The service will be discontinued if the required balance is not maintained for 6 months in a year.

Accounts
Time Deposit Preferential interest rates
Overdraft Preferential interest rates
Personal Loans APR starting from 5.90% and all inclusive flat processing fees of BD 100
Car Loan Preferential interest rates
Cheque Bounced Protection Up to BHD 1,500 free of charge*
HSBC Premier Debit Card Free of charge

Cash withdrawal(1)

- through HSBC Bahrain ATMs - Free

- through HSBC Group ATMs - Free

- through GCC Network** - BHD 1

- through PLUS ATMs - BHD 2


Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain

Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total daily limit)

Balance enquire though GCC Network

- BHD 0.500
Debit card PIN Re-Issuance
Free of charge
Debit Card Replacement Free of charge
Cheque/Travellers Free issuance of cheques and HSBC/American Express travellers cheques and encashment (up to 2 cheque books per month)
Cheques Encashment Free issuance of HSBC travellers cheque
Stop cheque charges BHD 10 per cheque
Outward Remittances
Local Telegraphic Transfer

International Telegraphic Transfer
- Telegraphic
Transfer (2) (me2me(2))***
BHD 3

Free of charge to your own account held with another HSBC Group entity using global transfers options available via global view
- Beneficiary account with HSBC Group bank BHD 4
- Beneficiary account with other bank BHD 6(3)
Issuance of Demand Draft BHD 3
Inward Remittances credited to HSBC Account Free
Emergency Encashment Free
Foreign Currency Exchange Free through all HSBC branches worldwide
HSBC Premier MasterCard® Credit Card
Primary Card Annual Fee Free
Supplementary Card Annual Fee Free
Finance Charge 2% per month
Cash Advance Charge 4% of total amount(Min. BHD 10)
Card Replacement Fee Free
Late Payment Fee BHD 10
Over Limit Fee BHD 8
Copy of Credit Card Statement Free
Copy of Sales Slip Free
Returned Cheque Charge BHD 10
Disputed transactions subsequently found to be genuine BHD 10
MasterCard / Cirrus ATMs
BHD 2 per transaction
Access to HSBC Current Savings Account through HSBC ATMs worldwide Free
Re-Issuance of Credit Card PIN Free
Other Services
Cash Withdrawal from a Foreign Currency Account 2% (except for USD - 1%)
Cash Deposit into a Foreign Currency Account 2% (except for USD - 1%)
Issuance of Reference Letters BHD 10
Facilities Outstanding Certificates BHD 10
Copy of Account Statement for 1-3 months BHD 2
Copy of Account Statement for 3-12 months BHD 4
Copy of Account Statement for over 1 year BHD 6
Account tools overseas shipment BHD 8 per shipment

Notes:
1) In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
2) To facilitate free me2me transfers via Personal internet Banking, please contact our Premier Call Centre on 80007288 within Bahrain or +971 4 224 1000 outside Bahrain.
3) Guaranteed no deductions by HSBC or its correspondents. However, some Non-HSBC beneficiary banks within Bahrain may still deduct their charge from the remittance amount.
*For customers maintaining the Premier eligibility balance (TRB) in the Kingdom of Bahrain.
**Charges apply on withdrawal through HSBC Network within GCC.
***Charges apply on transfers conducted through Personal Internet Banking.
.

Personal Loan Calculator

 

* Terms and conditions apply.

Ready to apply?

Start the process with just a phone call
 

Have us call you



 

Call

8000 8788