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HSBC Premier Credit Card
Welcome to the world of Premier Credit Cards from HSBC. Accepted at over 32 million outlets worldwide, they offer you interest-free credit for up to 56 days on purchases and a cash advance of 100% of the credit limit. What’s more, you have the option to revolve your balance at a competitive interest rate.
Air Miles
Air Miles is an exciting loyalty program that rewards you for shopping Every time you use your HSBC Premier Card, HSBC will give you One Air Mile for every BHD 0.100 purchased on your card both in Bahrain and abroad. Unlike other such programs, Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards. You can exchange your Air Miles for a wide range of rewards which include airline tickets, hotel accommodation, dining vouchers, jewelry, electronics and much more!
Frequently Asked Questions
Click the 'plus' symbol or text for more information.
Click the 'minus' symbol or text for more information.
I would like to know more about the Air Miles program on HSBC Cards?Air Miles is a multi-participant loyalty program that allows to you to collect Air Miles on all your spending on the Card, at home or abroad. The Air Miles you collect can then be redeemed for a wide variety of exciting rewards such as electronics, jewelry, flights and much more.
You need an Air Miles Card to collect Air Miles from over 50 participating outlets in Bahrain like Home Stores, Al-Hawaj, E-max etc. Besides, you can also collect Air Miles from Air Miles participating outlets in UAE & Qatar. For a complete list of the Air Miles participating outlets, you can log onto www.airmilesme.com
As an HSBC Cardholder, you are automatically enrolled into the Air Miles program.
You will automatically collect 1 Air Mile for every 200 Bahraini fils spent on your HSBC Card, and 1 Air Mile for every 100 Bahraini fils spent on your Premier Credit Card.
Since this program includes a wide range of outlets in different categories, the ratio of Air Miles to spend will be different for each outlet. Pleas refer to your Air Miles Welcome Guide for more details or log onto www.airmilesme.com.
No. You can redeem them as long as you are a member of the program.
Simply by using your HSBC card for all your purchase transactions, big or small, in supermarkets, at fuel stations, at restaurants, to buy airline tickets, to pay your Utility bills etc. The more you use your HSBC card, the faster you can accumulate Air Miles.
Present your Air Miles card & Pay with your HSBC card at all participating outlets & earn miles from HSBC as well as the outlet.
However for purchase transactions at non-participating outlets on your HSBC Credit card you don’t need to present the Air Miles card.
You can redeem rewards ranging from Electronics, jewelry, dining to free tickets. You can log onto www.airmilesme.com for more details on the rewards.
When you have enough Miles to redeem a reward, either call the Air Miles Customer Service Centre on 17583-888, or visit www.airmilesme.com We’ll process your request immediately and you can pick it up from our Service Centre or we’ll send it to you, in which case it should reach you within 10 working days.
The Air Miles collected on your HSBC Card will be reflected in your monthly Card statement. To check the balance on your Air Miles account, you can also call the Air Miles Service Centre or log on to www.airmilesme.com to obtain your updated balance.
The Air Miles collected on your HSBC Card will be transferred to your Air Miles account automatically at the statement cycle. If you have still not received them one month after your statement cycle, please call the Air Miles Service Centre.
Every time you use your Credit Card for purchases, you will earn Air Miles. However, finance charges, credit Card payment & fees of any kind will not earn Air Miles.
For queries on your Air Miles collected on your HSBC Card, you can call the Phone Banking at 80090010. For details on the Air Miles program, you could contact the Air Miles Service Center on 17583-888.
No. As soon as you have your Air Miles Card, you can begin collecting Air Miles. Purchases made prior to receiving the card are generally not eligible for Air Miles. Purchases made on your HSBC Credit Card from January 10th earn Air Miles.
Bonus Air Miles are special offers of extra Air Miles that participating companies make to help you achieve your rewards even faster.
More Convenience
- Pay your personal Batelco, Indian School Fees, Electricity and Water bills with your Credit Card over the phone.
- Access your HSBC Current, Savings and Credit Card Accounts through HSBC ATMs worldwide.
- Get your Credit Card delivered to your residence free of cost by courier.
- 24-hour customer service.
- Free Autopay Service: Set up standing instructions to debit your HSBC Current or Savings Account at a specified percentage on your monthly Premier Credit Card’s outstanding balance.
- Enjoy up to 56 days interest free credit period on your purchases when you chose to settle your monthly outstanding balance in full.
More Value
- Free Supplementary Cards: You can avail of 2 free Supplementary Cards, which you could gift to your close relatives.
Eligibility
- Minimum Saving, Investment or Time Deposit of BHD 35,000 or USD 100,000.
- Primary Credit Card applicant must be a Bahrain resident.
- Primary Credit Card applicant must be at least 21 years of age.
- Supplementary Credit Card applicant must be at least 18 years of age.
Payment Options & Fees
- Free Autopay Service: Just give us standing instructions to debit your HSBC Current or Savings Account at a specified percentage, from 5% to 100% of your monthly Premier Card outstanding.
- Pay by cheque or cash at any of our HSBC branches in Bahrain.
- Call our Phone Banking Services on 80001900 to transfer funds from your HSBC Current/Savings Account.
- Use your Credit Card from HSBC to transfer funds from your HSBC Current/Savings Account to your Premier Credit Card at any HSBC ATM in Bahrain.
Fees
- Annual membership fee: Free.
- Up to 2 free Supplementary Cards per Cardholder.
Insurance
Credit Shield Plus
You can now benefit from our optional comprehensive Credit Shield Plus, which protects your outstanding balance in the event of Death and Permanent Total Disability (PTD) and covers your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for self employed eligible cardholders.
To view the summary of cover, please click here
Eligibility
All HSBC Credit Cardholders between the age of 18 and 64 may choose to be enrolled to benefit from Credit Shield Plus. The cover will cease when the Cardholder attains 65 years of age.Cardholders who opt out of the scheme can join in again, after a waiting period of 90 days.
Monthly Premium
The premium is charged at 0.65% per month of the cardholder’s monthly outstanding balance and will appear on the monthly statement.
- Permanent Total Disability (PTD):
Means disability from bodily injury, sickness or disease so as to prevent the insured credit cardholder to perform any kind of work, occupation or profession for compensation, profit or gain for the remainder of his lifetime.
Limit of benefits:
Each insured cardholder is covered for up to the amount of the credit limit granted to him - provided however that this amount does not exceed BD 5,000 for Classic Credit Cards, BHD 10,000 for Gold Credit Cards and BHD 20,000 for Platinum Credit Cards.
Maximum Benefit Payment Term:
Benefits are subject to an aggregate of BHD 20,000 on all types of cards held by the cardholder.
- Involuntary loss of employment (ILOE):
Means the unemployment of the insured credit cardholder arising out of the unilateral decision of the employer to terminate his employment contract for any reason other than those mentioned under exclusions.
Limit of benefits:
The insurance company will pay to the Bank one monthly minimum installment due on the Cardholder’s previous month credit card statement for each period of 30 days of proved unemployment.
Maximum Benefit Payment Term:
Each insured cardholder is covered up to a maximum of 3 months per incident, and up to a maximum of 6 months in case of multiple ILOE claims.
- Temporary Total Disability (TTD):
Means insured credit cardholder’s total and temporary disability to perform his own work as a result of accidental bodily injury, sickness or disease. The state of TTD is exclusively recognized by a physician designated by the Insurance Company.
Limit of benefits:
The insurance company will pay to the Bank one monthly minimum installment due on the Cardholder’s previous month credit card statement for each period of 30 days of TTD. The benefit payment is subject to a waiting period of 60 days continuously. The waiting period is calculated from the first day of TTD.
Maximum Benefit Payment Term:
Each insured credit cardholder is covered for up to a maximum of 6 months per incident and up to a maximum of 12 months incase of multiple TTD claims.
* In the event of any claim, please contact +973 17569847
** Terms & Conditions apply. For details of Terms & conditions, additional information and exclusions refer to Summary of cover
This insurance is underwritten by American Life Insurance Company (ALICO).
The following insurance is arranged through HSBC Insurance Brokers Limited.
Purchase Protection
Summary of Benefits
- To insure purchases* made with an HSBC Premier credit card against loss, theft or accidental damage
- The cover period is up to 30 days within country of residence and up to 60 days for other countries in the world
- Limit of Indemnity
- Up to USD 5,400 per item and a maximum of USD 20,000 in a year per Cardholder
- A fee of BHD 15 will be deducted on every claim
Eligible Persons
Holders of valid Primary and Supplementary HSBC Premier credit cards.
In the event of a Claim
Just call on +973 1 721 8035 within 15 days from the date of the incident for claims within the Kingdom of Bahrain and within 30 days from the date of the incident for claims abroad. You will then need to complete a claim form and hand it over along with the following:
- Original purchase receipt
- Photocopy of the billing statement
- Photograph of damaged property
- Damaged property when requested
- Full description of the circumstances preceding the loss/damage
- Original police report in the case of lost/stolen/wilfully damaged property
The Insurer will then give you a cheque to refund the value of the purchase less a fee of BHD 15 per claim, subject to the policy terms and conditions.
Excluded Items
- Property that is covered under a guarantee or warranty unless the loss or damage is not otherwise covered
- Contact lenses and spectacles
- Dentures and other medical aids including but not limited to hearing aids, artificial limbs, crutches, wheelchairs, walkers and braces
- Consumables and perishables
- Motor vehicles, motor cycles or their motors, equipment and accessories (including communication devices intended solely for use in the vehicle), bicycles, marine craft, aircraft, model air planes and boats
- Business property or property purchased to be used for a business purpose
- Cash, bank and currency notes, cheques, travellers cheques, money orders, postal orders, postage stamps, securities, negotiable instruments of any kind, bullion, rare or precious coins, documents or tickets of any kind, unset gemstones
- Livestock, pets, animals, plants or other living creatures
- Property sold or given to others except for property that is given to spouse and children
*Terms and Conditions apply.
Secure Wallet
Summary of Benefits
- Cover against fraudulent Credit Card transactions as a result of a loss or theft
- Refund of the costs incurred by the cardholder to replace keys and identification cards that are lost or stolen at the same time as the insured Credit Card
- The loss or theft of the card must be reported to the bank immediately
- Eligibility
- Notification of loss or theft of the Credit Card immediately and not later than 48 hours to the Bank
- Copy of Police Report
Limit of Indemnity
- The cover amount is up to USD 2,000 per annum on fraudulent transactions including and up to USD 200 for the cost of replacement of identification cards/papers and up to USD 100 for the cost of replacement of lost keys
Eligible Persons
- HSBC Premier Primary and Supplementary Cardholders
In the event of a Claim
- Just call +973 1 721 8035
Excluded Items
- Room Keys to the house, Padlocks, Magnetic Keys to the house, Common office keys, Cash money in the wallet and cash withdrawals
Travel Insurance
Summary of benefits
- Cover against accidental death or permanent total disablement.
- Medical expenses in the event of accident/sickness and medical evacuation.
- Insurance in the event of flight delays in excess of 10 hours.
- Baggage insurance against loss/delay.
- Death repatriation
- Covers the insurance requirements for obtaining a Schengen Visa
The cover period is from the time of departure as shown on the ticket until the date of return or 30 days from date of departure whichever is earlier. Tickets must be purchased using your HSBC Premier Credit Card.
Limit of Indemnity
- Accidental death up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years.
- Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years.
- Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65, and USD 50,000 for children aged between 6 months and 17 years.
- Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65, and USD 75,000 for children aged between 6 months and 17 years.
- The loss of two eyes, two limbs or one eye and one limb: USD 125,000 for individuals between 18 and 65 years old and USD 25,000 for children between 6 months and 17 years.
- The loss of one eye or one limb: USD 62,500 for individuals between 18 and 65 years old and USD 12,500 for children between 6 months and 17 years.
- Emergency medical expenses (accident and sickness) up to USD 125,000 per person per trip . A fee of USD 25 will be deducted on every claim.
- Emergency medical evacuation and repatriation up to USD 250,000 per person per trip.
- Death repatriation up to USD 12,500
- Hospital cash benefits USD 1,200 (USD 100 per day, maximum of 12 days)
- Compassionate visit up to USD 7,500
- Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 per family per trip.
- Baggage loss up to USD 500 per person and USD 1,000 per family. Baggage loss of up to USD 50 per item and up to USD 250 per bag
- Baggage delay up to USD 150 per person and USD 300 per family in excess of 10 hours.
Eligible Persons
HSBC Premier Primary and Supplementary cardholders aged between 18 and 65 years and their immediate family members (spouse and children under the age of 18)
In the event of claim
Just call +973 1721 8035
Important
This summary is issued for the Cardholder's information only and is not a contract of insurance. It is subject to the Terms & Conditions of the respective policy, a copy of which is available for sight on reasonable request at HSBC. Any endorsement or amendments to the insurance cover, as agreed between the Insurer and HSBC, shall be binding without prior notice to the insured person. HSBC Bank Middle East Limited © 2005 - 07
Documents Required
The “HSBC Movie Privilege” offer has been launched in time for Ramadan when movie-going is a favourite activity. The offer however continues for a year in order for our customers to obtain maximum VIP treatment. It is known that watching movies is one of the favorite pastimes of the local community which is how this special offer came about.’
- Copy of CPR Card (and passport for expatriates only).
Only copy of CPR card is required for Supplementary Card Applicants.
* Documents submitted with the card application are the Bank's property
Apply Now
- Apply Online...
- Call us:
Branch Tel Seef 17569999 Adliya 17569999 Manama 17569999 Muharraq 17322151 Country Mall 17596601 City Centre 17178202 - Visit the nearest HSBC branch...
