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Classic Credit Card
Welcome to the world of Classic Credit Cards from HSBC. Accepted at over 32 million outlets worldwide, they offer you interest-free credit for up to 56 days on purchases. What’s more, you have the option to revolve your balance at a competitive interest rate.
Air Miles
Air Miles is an exciting loyalty program that rewards you for shopping. Every time you use your HSBC Classic Card, HSBC will give you One Air Mile for every BHD 0.200 purchased on your card both in Bahrain and abroad. Unlike other such programs, Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards You can exchange your Air Miles for a wide range of rewards which include airline tickets, hotel accommodation, dining vouchers, jewelry, electronics and much more!
Frequently Asked Questions
Click the 'plus' symbol or text for more information.
Click the 'minus' symbol or text for more information.
I would like to know more about the Air Miles program on HSBC Cards?Air Miles is a multi-participant loyalty program that allows to you to collect Air Miles on all your spending on the Card, at home or abroad. The Air Miles you collect can then be redeemed for a wide variety of exciting rewards such as electronics, jewelry, flights and much more.
You need an Air Miles Card to collect Air Miles from over 50 participating outlets in Bahrain like Home Store, Al-Hawaj, E-max, Damas etc. Besides, you can also collect Air Miles from Air Miles participating outlets in UAE & Qatar. For a complete list of the Air Miles participating outlets, you can log onto www.airmilesme.com
As an HSBC Cardholder, you are automatically enrolled into the Air Miles program.
You will automatically collect 1 Air Mile for every 200 Bahraini fils spend on your HSBC Card.
Since this program includes a wide range of outlets in different categories, the ratio of Air Miles to spend will be different for each outlet. Pleas refer to your Air Miles Welcome Guide for more details or log onto www.airmilesme.com.
No. You can redeem them as long as you are a member of the program.
Simply by using your HSBC card for all your purchase transactions, big or small, in supermarkets, at fuel stations, at restaurants, to buy airline tickets, to pay your Utility bills etc. The more you use your HSBC card, the faster you can accumulate Air Miles.
Present your Air Miles card & Pay with your HSBC card at all participating outlets & earn miles from HSBC as well as the outlet.
However for purchase transactions at non-participating outlets on your HSBC Credit card you don’t need to present the Air Miles card.
You can redeem rewards ranging from Electronics, jewelry, dining to free tickets. You can log onto www.airmilesme.com for more details on the rewards.
When you have enough Miles to redeem a reward, either call the Air Miles Customer Service Centre on 17583-888, or visit www.airmilesme.com We’ll process your request immediately and you can pick it up from our Service Centre or we’ll send it to you, in which case it should reach you within 10 working days.
The Air Miles collected on your HSBC Card will be reflected in your monthly Card statement. To check the balance on your Air Miles account, you can also call the Air Miles Service Centre or log on to www.airmilesme.com to obtain your updated balance.
The Air Miles collected on your HSBC Card will be transferred to your Air Miles account automatically at the statement cycle. If you have still not received them one month after your statement cycle, please call the Air Miles Service Centre.
Every time you use your Credit Card for purchases and cash advances, you will earn Air Miles. However, finance charges, credit Card payment & fees of any kind will not earn Air Miles.
For queries on your Air Miles collected on your HSBC Card, you can call the Phone Banking at 80090010. For details on the Air Miles program, you could contact the Air Miles Service Center on 17583-888.
No. As soon as you have your Air Miles Card, you can begin collecting Air Miles. Purchases made prior to receiving the card are generally not eligible for Air Miles. Purchases made on your HSBC Credit Card from January 10th earn Air Miles.
Bonus Air Miles are special offers of extra Air Miles that participating companies make to help you achieve your rewards even faster.
More Convenience
- Pay your personal Batelco, Indian School Fees, Electricity & Water bills with your Credit Card over the phone.
- Access your HSBC Current, Savings and Credit Card Accounts through HSBC ATMs worldwide.
- Get your Credit Card delivered to your residence free of cost by courier.
- 24-hour customer service.
- Free Autopay Service. Set up standing instructions to debit your HSBC Current or Savings Account at a specified percentage on your monthly Classic Credit Card’s outstanding balance.
- Enjoy up to 56 days interest free credit period on your purchases when you chose to settle your monthly outstanding balance in full.
Eligibility
- If salary is transferred to HSBC: minimum gross income of BHD 500 per month for Primary Classic Card applicant.
- If salary is not transferred to HSBC: minimum gross income of BHD 750.
- Primary Credit Card applicant must be a Bahrain resident.
- Primary Credit Card applicant must be at least 21 years of age.
- Supplementary Credit Card applicant must be at least 18 years of age.
Payment Options & Fees
- Free Autopay Service: Just give us standing instructions to debit your HSBC Current or Savings Account at a specified percentage, from 5% to 100% of your monthly Classic Card outstanding.
- Pay by cheque or cash at any of our HSBC branches in Bahrain.
- Call our Phone Banking Services on 80001900 to transfer funds from your HSBC Current/Saving Account.
- Use your Credit Card from HSBC to transfer funds from your HSBC Current/Savings Account to your Classic Credit Card at any HSBC ATM in Bahrain.
- Supplementary card with an exclusive limit set by the Primary cardholder will be charged a one time set up fee of BHD10.
Fees
- Supplementary card with an exclusive limit of BHD 10 one time set up fee.
- Annual membership fee: BHD 20.
- Up to 2 free Supplementary Cards per Cardholder.
Insurance
Credit Shield Plus
You can now benefit from our optional comprehensive Credit Shield Plus, which protects your outstanding balance in the event of Death and Permanent Total Disability (PTD) and covers your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for self employed eligible cardholders.
To view the summary of cover, please click here
Eligibility
All HSBC Credit Cardholders between the age of 18 and 64 may choose to be enrolled to benefit from Credit Shield Plus. The cover will cease when the Cardholder attains 65 years of age.Cardholders who opt out of the scheme can join in again, after a waiting period of 90 days.
Monthly Premium
The premium is charged at 0.65% per month of the cardholder’s monthly outstanding balance and will appear on the monthly statement.
- Permanent Total Disability (PTD):
Means disability from bodily injury, sickness or disease so as to prevent the insured credit cardholder to perform any kind of work, occupation or profession for compensation, profit or gain for the remainder of his lifetime.
Limit of benefits:
Each insured cardholder is covered for up to the amount of the credit limit granted to him - provided however that this amount does not exceed BD 5,000 for Classic Credit Cards, BHD 10,000 for Gold Credit Cards and BHD 20,000 for Platinum Credit Cards.
Maximum Benefit Payment Term:
Benefits are subject to an aggregate of BHD 20,000 on all types of cards held by the cardholder.
- Involuntary loss of employment (ILOE):
Means the unemployment of the insured credit cardholder arising out of the unilateral decision of the employer to terminate his employment contract for any reason other than those mentioned under exclusions.
Limit of benefits:
The insurance company will pay to the Bank one monthly minimum installment due on the Cardholder’s previous month credit card statement for each period of 30 days of proved unemployment.
Maximum Benefit Payment Term:
Each insured cardholder is covered up to a maximum of 3 months per incident, and up to a maximum of 6 months in case of multiple ILOE claims.
- Temporary Total Disability (TTD):
Means insured credit cardholder’s total and temporary disability to perform his own work as a result of accidental bodily injury, sickness or disease. The state of TTD is exclusively recognized by a physician designated by the Insurance Company.
Limit of benefits:
The insurance company will pay to the Bank one monthly minimum installment due on the Cardholder’s previous month credit card statement for each period of 30 days of TTD. The benefit payment is subject to a waiting period of 60 days continuously. The waiting period is calculated from the first day of TTD.
Maximum Benefit Payment Term:
Each insured credit cardholder is covered for up to a maximum of 6 months per incident and up to a maximum of 12 months incase of multiple TTD claims.
* In the event of any claim, please contact +973 17569847
** Terms & Conditions apply. For details of Terms & conditions, additional information and exclusions refer to Summary of cover
This insurance is underwritten by American Life Insurance Company (ALICO).
Documents Required
If salary is credited to an HSBC account
- Copy of CPR Card (and passport for expatriates only).
If salary is not credited to an HSBC account
- Copy of passport and CPR Card for expatriates and copy of CPR Card for nationals.
- Latest Salary Slip and Salary & employment confirmation letter from employer.
- Most recent 3 months bank statement of the account where salary/income is transferred.
If self employed
- Copy of passport and CPR for expatriates and copy of CPR Card for nationals.
- Most recent 3 months bank statement of the account where income is transferred.
- Copy of Company Registration and copy of Commercial License.
- Must be banking with HSBC for at least 6 months.
Only copy of CPR card is required for Supplementary Card Applicants.
Note: You may be required to submit 2 blank cheques favouring HSBC, as security
* Documents submitted with the card application are the Bank's property.
Apply Now
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- Call us:
| Branch | Tel |
| Seef | 17569999 |
| Adliya | 17569999 |
| Manama | 17222112 |
| Muharraq | 17322151 |
| Country Mall | 17596601 |
| City Centre | 17178202 |
