HSBCThe world's local bank

Personal Loan

Personal Loan

Get what you need now.

Here's what you get:

  • Competitive interest rates
  • Minimum balance waiver - automatically get an HSBC Current Account with no minimum balance requirement for the duration of your loan
  • High Loan Amounts - depending on your circumstances, you can borrow up to BHD 25,000

More great benefits:

  • Attractive Pricing Discount for Premier and Advance customers*
  • Overdraft facility at no set up fee
  • Minimum Balance Waiver - for the duration of the loan

Plus:

  • Minimal paperwork - to make your loan application process as straightforward as possible

You can apply for a Personal Loan if:

  • You're a Bahraini National or expatriate resident aged between 21 to 60 years
  • You're an expat aged between 21 to 60 years
  • You earn a minimum monthly salary of BHD 500
Loans
  Branch Banking Advance* Additional information
Annual Percentage Rate (APR) for Personal Loans 8.31%♦ 7.71%♦ 7 year P.Loan for BHD 10,000/- (conditions apply)
Administration fees for Personal Loans 4.5% (min BHD 100) 2.50% (min BHD 50)  
Insurance for Personal Loans     1.5% of the loan amount
Interest Rate for Auto Loans [NEW vehicle] 7.50%   5 year Auto Loan (Conditions apply)
Interest Rate for Auto Loans [USED vehicle] 8.50%   5 year Auto Loan (Conditions apply)
Administration fees for Auto Loans     BHD 120/- for New vehicle, BHD 130/- for used vehicle
Life Insurance for Auto Loans     0.5% of the loan amount
Vehicle Insurance for Auto Loans     To be arranged by the customer
Administration for Mortgage Loans     1% of the loan amount or BHD 200/- whichever is higher
Life Insurance for Mortgage Loans n/a   To be arranged by the customer
Partial Settlement     1% of outstanding OR BHD 100/- whichever is lower


Ready to apply? Have us call you

* Terms and conditions apply.